Getting support from family: a guide for retirees

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Mutual support

1.Make it clear it's not mandatory

The most important thing to tell your children is that you don't automatically expect them to give you money. This is especially true if you know your children are struggling at the moment.

Any agreement you come to should be a partnership between you and your children, based on love, respect and a desire to see each other comfortable and happy.

2.Return the favour

You may not be able to pay your children back, but you can do other things to make their lives easier. For example, if you spend part of your free time looking after your grandchildren, your children will save on childcare and find it easier to support you or realise other wealth management goals.

3.Treat your children occasionally

As you're receiving financial support from your children, you may not want to use that money to buy extravagant presents. Instead, think about what you can give your children from your own possessions – a vintage car you don't drive anymore, a holiday home you don't visit or maybe a precious heirloom.

4.Share the responsibility

The eldest child is often the one who supports their parents financially. But this can be a heavy responsibility for them and one that would be better shared among their siblings.

If you have more than one child and they are all in a strong financial position, consider an arrangement where all contribute as much as they can afford.

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网址：Getting support from family: a guide for retirees https://www.yuejiaxmz.com/news/view/497254

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