Hard work：All hard work brings profit; but mere talk leads only to poverty.
努力工作：诸般勤劳，都有益处。嘴上多言，乃致穷乏。（天道酬勤）
Laziness： Sleeping lobster is carried away by the water current.
懒惰：沉睡的龙虾被流水冲走。
Earnings：Never depend on a single source of income.
收益：不能依靠单一的收入来源。
Spending：If you buy things you don’t need, you’ll soon sell things you need.
消费：如果你买不需要的东西，你就会很快卖掉你所需要的东西。
Savings：Don’t save what is left after spending; spend what is left after saving.
储蓄：不要花完了再去存剩下的，而是要存完了才去花剩下的。
Borrowings: The borrower becomes the lender’s slave.
借款：借钱的人会成为借给你钱的人的奴隶
Accounting：It’s no use carrying an umbrella, if your shoes are leaking.
清算账目：如果你的鞋子漏水，带伞是没有用的。
Auditing：Beware of little expenses; a small leak can sink a large ship.
审计：谨防小的开支，一个小的漏洞可以使一艘大的轮船沉没。
Risk-taking：Never test the depth of the river with both feet.
冒险：切勿同时用双脚测试河的深度。
Investment：Don’t put all your eggs in one basket.
投资：不要把所有的鸡蛋放在一个篮子里。
